NSGB Credit Card (VISA Classic & VISA Gold)

NSGB Credit Card is the easiest way to access money with a "revolving Credit Option". You can use it locally & abroad  to  pay your regular purchases, travel expenses or even your more expensive occasional buys.

With NSGB Credit Card, there is no limit to the things you can buy!

Benefits

1- Choose your repayments according to your budget:
Enjoy up to 57 days grace period on your outstanding balance
Pay in full at the end of each month with no interest charges
Or
Spread your repayments over a longer period for greater convenience. In this case you will only repay the minimum payment which is 5% of your monthly outstanding balance & you will be charged with a competitive interest rate

2-Convenience

Local and international acceptance:

it is accepted worldwide as a way of payment in over 22 million outlets around the world and more than 24000 in Egypt.

Access to cash:
24 hours a day, 7 days a week, through 20 Million ATMs around the world and more than 2300 in Egypt, just look for the "VISA" or "Plus" logos on the ATMs

               

Control your spending, as with every cash withdrawal or purchase transaction you’ll receive a receipt in addition to a monthly statement to keep record of your spending and debits.

You can issue supplementary cards for your family members without having to set up a separate account. Simply complete the relevant section in the application form.

3-Security
No need to carry a lot of cash while shopping, traveling...

In the unfortunate event that your card got lost or stolen, provided that you report it immediately by calling NSGB 24/7 cards hotline (02)580-3800, you will not lose any funds. Your card will be stopped at once & another one will be issued immediately at your request.

 


General conditions & requirements

     
Minimum age
Primary Card 21 years old
Additional Card 16 years old
Employed Salary must be transfered to NSGB
Credit limit * Worth of Two months net salary
Self Employed Others A cash collateral is required
Credit limit * 80% of cash collateral
Bankers Must submit an employment letter stating, date of hiring and net income
Credit limit * Worth of two months net salary
Payment Must maintain an account with NSGB and feed it with the monthly settlement amount chosen


* In all cases the primary and additional card will share the total credit limit